Coronavirus Update – April 3, 2020

Coronavirus updates for Grant County for Friday, April 3, 2020. Our guest today is Priscilla Lucero, Executive Director of the SWNM Council of Governments, who will talk about upcoming opportunities for assistance to help small business get through the COVID-19 crisis, as well as the 2020 Census.

Coronavirus Update is a local radio show that provides the latest information you need to know on local community strategies to slow the spread of the Coronavirus and protect yourself, your family and our community during this public health crisis. Brought to you by Gila-Mimbres Community Radio, Gila Resources Information Project, Healthy Kids, Healthy Communities Grant County and National Center for Frontier Communities.

Send us your updates to coronavirusupdategrantcounty@gmail.com

NM Dept of Health COVID-19 Hotline 1-855-600-3453 or visit cv.nmhealth.org

Coronavirus Information Hotline at 1-833-551-0518 or visit newmexico.gov

Message from Grant County’s health care providers – video

Donations to Community COVID-19 Response – Grant County Community Foundation

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CVU is broadcast live weekdays at Noon and
rebroadcast following Democracy Now! at 6pm and 8am

Or listen to this episode at your convenience via this link…
CVU / Coronavirus Update – April 3, 2020

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April 3, 2020 – Updates as of 10 am – Please note: Because we are producing this show remotely, these updates are current as of 10 am. Information on this page can change quickly, including Coronavirus Updates from previous days. Please visit gmcr.org/category/coronavirus-update to see the latest updates.

There are 403 positive cases of COVID-19 in New Mexico, with 7 deaths in the state according to the NM Dept. of Health (press release).  Grant County currently has 1 positive case of coronavirus. 34 individuals have been hospitalized and 31 have been designated as recovered. The Department of Health reports that given the infectious nature of the virus it is likely other residents are infected but yet to be tested or confirmed positive. To that end, all New Mexicans have been instructed to stay home except for outings absolutely necessary for health, safety and welfare. More information at cv.nmhealth.org

US SENATOR MARTIN HEINRICH WEEKLY TELECONFERENCE 

In his weekly teleconference yesterday, US Senator Martin Heinrich discussed the NM Congressional Delegation’s efforts to secure funding for workers, families, small businesses and rural hospitals as part of the federal coronavirus relief package, as well as efforts to obtain critical medical supplies. He assured seniors and other Social Security beneficiaries that they would not have to file their taxes to receive their direct benefit from the program. [Listen to KURU’s Jamie Newton Q and A with Senator Heinrich as part of today’s show at audio link above.]

PAYCHECK PROTECTION PROGRAM

The $2 trillion federal coronavirus relief package signed into law last week includes $369 billion for a small business loan program called the Paycheck Protection Program.
The program will forgive loans if all employees are kept on the payroll for eight weeks and the money is used for payroll, rent, mortgage interest, or utilities. The Paycheck Protection Program will be available beginning today through June 30, 2020.

Who Can Apply
This program is for any small business with fewer than 500 employees (including sole proprietorships, independent contractors and self-employed persons), private non-profit organizations, or 501(c)(19) veterans organizations affected by coronavirus/COVID-19.

How to Apply
You can apply through any existing SBA 7(a) lender or through any federally insured depository institution, federally insured credit union, and Farm Credit System institution that is participating.

Here is the list of banks in Grant County that are participating in the Paycheck Protection Program. Please note: Information is current as of 10 am 4/3/20 

Western Bank – call 388-3521 ; no information on line yet.

Washington Federal – www.wafdbank.com/business-banking/small-business/cares-sba-loan-paycheck-protection

First New Mexico Bank – Call (575) 534-9617 (no web link at this time)

First American Bank– https://www.firstamb.net/

First Savings Bank https://www.firstsavingsbanks.com 

Wells Fargo – only serving business account customers who opened an account prior to 2/15/20. Don’t call the bank. Apply at: https://update.wf.com/coronavirus/paycheckprotectionprogram/

First Financial Credit Union https://www.ffnm.org/ – Call 575-388-1963 Will have updated information on their website 4/6/20

Fort Bayard Credit Union http://fortbayardfcu.com – Not participating as of 4/3/20

Lenders/banks may begin processing loan applications as soon as April 3, 2020.

Loan Details and Forgiveness

The loan will be fully forgiven if the funds are used for payroll costs, interest on mortgages, rent, and utilities (at least 75% of the forgiven amount must have been used for payroll). Loan payments will also be deferred for six months. No collateral or personal guarantees are required. Neither the government nor lenders will charge small businesses any fees.

Forgiveness is based on the employer maintaining or quickly rehiring employees and maintaining salary levels. Forgiveness will be reduced if full-time headcount declines, or if salaries and wages decrease.

This loan has a maturity of 2 years and an interest rate of .5%. If you wish to begin preparing your application, you can download a sample form to see the information that will be requested from you.

 10 things you will need to provide the lender:

1. Detailed monthly annual payroll data and reports for all 12 months (March 2019-April 2020)
2. If you use a payroll processor get your report on payroll costs: payroll and state unemployment tax, employer retirement match, employer-paid health insurance
3. Copies of payroll tax reports filed with IRS for the entire year of 2019

• Form 941 – Employer’s QUARTERLY tax return
  • 1st quarter 2019
  • 2nd quarter 2019
  • 3rd quarter 2019
  • 4th quarter 2019
  • 1st quarter 2020 if available
• On each of these sheets, go to column 1, box 5c (“Taxable Medicare wages & tips”). This is the number you need so that you can determine how much you will be paid.

4. Health, Dental, & Vision invoices for last 12 months (4/1/19 – 3/31/20)
5. Retirement fund paid for by business to the retirement company

Other Assistance

If you wish to begin preparing your application, you can download a sample form to see the information that will be requested from you. For information on additional Lending options, please click here.

Potentially useful YouTube links:

PPP App Step by Step, Part 1 for Paycheck Protection Program by JJ the CPA.

https://www.youtube.com/watch?v=CpM4-FN30eU

PPP App Step by Step, Part 2: Paycheck Protection Program Step by Step Discussion with JJ the CPA

https://www.youtube.com/watch?v=EycuD5d31Lw

PPP Info Needed for PPP Calculation by JJ THE CPA

https://www.youtube.com/watch?v=UvBqI6FH_C4&lc=UgzQTykoe6VtRf8gyth4AaABAg

CARES Act PPP Loan Preparations! Wait! This is NOT a Normal Loan. 48 Hour Turn-Around. By JJ THE CPA

https://www.youtube.com/watch?v=-jX1vI7IrOE

GRAB AND GO MEALS FOR KIDS

Silver Consolidated Schools will be transitioning to its Summer Breakfast/Lunch Program for the remainder of the school closure period. “Grab and Go” hot meal distribution (for both breakfast and lunch) will begin on April 6, 2020 from 10AM to 12PM until May 22, 2020 at the following locations

• G.W. Stout Elementary Loading Dock (off Silver Street)
• Tyrone Community Center (off of Malachite Avenue)
• Pinos Altos Volunteer Fire Department Parking Lot
• Cliff Schools
• El Grito Early Learning Center (303 South Cooper Street)

Cobre Consolidated Schools will continue to provide breakfast and lunch to its students from 11:30 – 12:30 at Bayard Post Office, Viola Stone Park in Santa Clara, Hurley Post Office and Mimbres Post Office. For updates, check the Cobre Consolidated Schools facebook page. Parents can now pick up meals for their child without the child being present. This new guideline is in place until further notice.

Guadalupe Montessori School will provide GRAB & GO LUNCH SERVICE 11:30-12:30 Monday- Thursday (Friday’s lunch given Thursday) DURING COVID-19 SCHOOL CLOSURE. The meals are available to all students in Grant County. The menu for next week is available at http://guadalupemontessori.org/

FOOD PANTRIES

The Commons will be holding its next food pantry TOMORROW Saturday, April 4, from 10am-noon for folks in zip codes 88061, 88065, 88022, 88053. The Commons is located at 501 E. 13th Street. Because the food pantry is DRIVE-THRU only, please line up on Swan Street, facing South, and prepare to turn Right on 13th Street, the corner where Knights of Columbus is located. Once you are in front of The Commons, volunteers will get your info and place a food box in your vehicle. The commons is working with limited volunteers for safety’s sake, so your patience and kindness is appreciated as they are trying their best to help as many people as they can during these challenging times. Bring your food pantry card or a picture ID and separate proof of physical address.

Gospel Mission at 111 South Texas Street, Silver City has its Food Pantry Monday
thru Friday, 8:30am-1:30pm.

St. Francis Associates: The Newman Center located at 914 W. 13th St. Silver City has its next Food Pantry on Monday April 6 at 4pm. The group also provide cash assistance for rent, utilities, bus passes and prescription drugs. Please note: Due to COVID-19 the process has changed. You must sign in and then if you are a customer that has been with us before you will return to wait outside in your car or outside the building. New customers must fill out an application and we will process your application. No one is allowed in the pantry. When your bag is ready we’ll call out your name, so leave the windows of your car down. You will need ID, bills, and other documentation for proof of income.

St. Vincent De Paul Catholic Church 414 Bayard St. Silver City. 575-538-9373
Their food pantry is open Monday – Thursday 9 am-11:30 am and 1 pm-4 pm. They take applications to help with utilities on Tuesdays from 1 pm-2 pm.

FARMERS MARKET

The Silver City Farmers’ Market will be held this Saturday, April 4 from 10am-1 pm at the corner of Pope St. and College Avenue in the old Life Quest parking lot. Cash and EBT is accepted with DOUBLE UP FOOD BUCKS to double your benefits for fresh fruits and vegetable purchases. Any unused Senior Farmers’ Market Vouchers will be accepted through April 11. Fresh local produce, including micro-greens and hothouse tomatoes, root vegetables, and new seasonal produce every week, as well as Grass-fed meats, baked goods, tortillas, and tamales. Shoppers are asked to please keep a physical distance of 6 feet while lining up and to disperse immediately after shopping to comply with social distancing guidance. More information at https://www.silvercityfarmersmarket.info/

Please visit our website at GMCR.org for all of today’s updates and additional resources. And remember to send us your updates and questions — email us at coronavirusupdategrantcounty@gmail.com or post on facebook @GilaMimbresCommunityRadio.